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Select your financing method at checkout and complete the steps to accept your offer.
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financing options
minimum purchase
6 Months Special Financing†††
see more detailsNo minimum purchase required for Synchrony.
$150 minimum purchase required for GAFCO.
No Interest if paid in full within 6 Months†††
No minimum purchase required for Ashley Advantage™
Synchrony purchases.
$150 minimum purchase required for Ashley Advantage™
Great American Finance purchases.
Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required. Down payment may be required on in-store purchases. Can be combined with online discount offers on qualifying purchases.
††† For Ashley Advantage™ Synchrony Accounts: Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
If approved for the Ashley Advantage™ Credit Card, you'll be able to select a payment option that suits you. Apply Now.
†††For Ashley Advantage™ Great American Finance Accounts: Subject to credit approval. Finance charges will be waived if you pay the entire amount of the purchase during the promotional period under deferred interest programs. Deferred interest extends for up to 6 months from the date of purchase. You will need to pay more than the minimum amount due to pay off the balance during the promotional period. Interest will be charged from the date the consumer becomes obligated for the transaction amount subject to the deferred interest offer if the transaction balance is not paid in full within the deferred interested period. Purchase APR is 24.00% to 34.99% based on the state in which the retailer is located. Please refer to your revolving charge agreement for the APR that applies to your bank. Some loans funded by FinWise Bank. Applications submitted to Great American Finance may be originated by one of several lenders, including Great American Finance, a licensed lender in certain states, or one of our lending partners. All loans originated by our lending partners will be serviced by Great American Finance.
Log in to the Ashley Advantage™ Great American Finance Account. Log in.
12 Months Special Financing††
see more detailsNo minimum purchase required for Synchrony.
$499 minimum purchase required for GAFCO.
No Interest if paid in full within 12 Months††
No minimum purchase required for Ashley Advantage™ Synchrony purchases.
$499 minimum purchase required for Ashley Advantage™ Great American Finance purchases.
Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required. Down payment may be required on in-store purchases. Can be combined with online discount offers on qualifying purchases.
††For Ashley Advantage™ Synchrony Accounts: Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
If approved for the Ashley Advantage™ Credit Card, you'll be able to select a payment option that suits you. Apply Now.
††For Ashley Advantage™ Great American Finance Accounts: Subject to credit approval. Finance charges will be waived if you pay the entire amount of the purchase during the promotional period under deferred interest programs. Deferred interest extends for up to 12 months from the date of purchase. You will need to pay more than the minimum amount due to pay off the balance during the promotional period. Interest will be charged from the date the consumer becomes obligated for the transaction amount subject to the deferred interest offer if the transaction balance is not paid in full within the deferred interested period. Purchase APR is 24.00% to 34.99% based on the state in which the retailer is located. Please refer to your revolving charge agreement for the APR that applies to your bank. Some loans funded by FinWise Bank. Applications submitted to Great American Finance may be originated by one of several lenders, including Great American Finance, a licensed lender in certain states, or one of our lending partners. All loans originated by our lending partners will be serviced by Great American Finance.
Log in to the Ashley Advantage™ Great American Finance Account. Log in.
24 Months Special Financing‡
see more detailsNo minimum purchase required.
9.99% APR for 24 Months‡
No minimum required for Ashley Advantage™ Synchrony purchases. Fixed monthly payments required for 24 months. Down payment may be required on in-store purchases. Can be combined with online discount offers on qualifying purchases.
‡Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 4.6140% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
If approved for the Ashley Advantage™ Credit Card, you’ll be able to select a payment option that suits you. Apply Now.
5 Years Special Financing^*
see more detailsNo minimum purchase required.
9.99% APR for 5 Years^*
No minimum purchase required for Ashley Advantage™ Synchrony purchases 3/13/23- 4/3/23. Fixed monthly payments required for 60 months. Down payment may be required on in-store purchases. Can be combined with online discount offers on qualifying purchases.
^*Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.1242% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
If approved for the Ashley Advantage™ Credit Card, you’ll be able to select a payment option that suits you. Apply Now.
we also offer these alternatives to financing
Lease to own with Acima Leasing
Buy now, pay over time with 4 easy installments
FAQS
To provide each customer with the best available financing and purchase
option, Ashley has available a cascade application to apply for
financing. Within the application, there are several credit lenders and
lease-to-purchase providers. Upon your agreement to share, if you
receive a decline response from one credit lender your application data
will automatically be submitted to the next lender or lease to purchase
provider in the cascade application.
Synchrony - Revolving Credit Lines
Great American Finance – Revolving Credit
Lines
Progressive – Lease-to-Own
Acima – Lease-to-Own
Caddipay – Buy Now Pay Later
The Ashley Advantage™ Credit Card and financing options can be
used to make purchases on Ashley.com and at participating Ashley and
Ashley Outlet locations in the United States. Caddipay can only be used
to make purchases on Ashley.com.
To provide each customer with the best available financing and purchase option, Ashley has available a cascade application to apply for financing. Within the application, there are several credit lenders and lease-to-purchase providers. Upon your agreement to share, if you receive a decline response from one credit lender your application data will automatically be submitted to the next lender or lease to purchase provider in the cascade application.
Synchrony - Revolving Credit Lines
Great American Finance – Revolving Credit
Lines
Progressive – Lease-to-Own
Acima – Lease-to-Own
Caddipay – Buy Now Pay Later
The Ashley Advantage™ Credit Card and financing options can be used to make purchases on Ashley.com and at participating Ashley and Ashley Outlet locations in the United States. Caddipay can only be used to make purchases on Ashley.com.
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