Ashley Advantage™ Online Financing & Lease-to-Own

style your home now, pay over time

see if you prequalify

Get a decision in seconds with no impact to your credit bureau score.

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Choose the financing offer that works best for you

financing options

minimum purchase

6 months special financing †††

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No minimum purchase required for Synchrony.

$150 minimum purchase required for GAFCO.

12 months special financing††

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No minimum purchase required for Synchrony

$1200 minimum purchase required for GAFCO.

18 months special financing

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$1499 minimum purchase required for Synchrony. Online Only.

No interest for 60 Months^°

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In Store Only

Special Financing

payment calculator

Need help planning your budget? Use the Synchrony Bank calculator to get an idea of your monthly payments.

we also offer these alternatives to financing

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FAQS

How does the Ashley Advantage™ credit card application work?

To provide each customer with the best available financing and purchase option, Ashley has available a cascade application to apply for financing. Within the application, there are several credit lenders and lease-to-purchase providers. Upon your agreement to share, if you receive a decline response from one credit lender your application data will automatically be submitted to the next lender or lease to purchase provider in the cascade application.

Who are the Ashley Advantage™ finance and lease-to-own providers?

Synchrony - Revolving Credit Lines
Great American Finance – Revolving Credit Lines
Progressive – Lease-to-Own
Acima – Lease-to-Own
Caddipay – Buy Now Pay Later

Where can I use the Ashley Advantage™ financing?

The Ashley Advantage™ Credit Card and financing options can be used to make purchases on Ashley.com and at participating Ashley and Ashley Outlet locations in the United States. Caddipay can only be used to make purchases on Ashley.com.