shop without using credit**
Ashley has partnered with Acima to offer a flexible, lease-to-own solution to help you take home the products you need.
acima leasing makes it possible
instant shopping power
Get an instant decision for a lease line that will allow you to lease merchandise with a cash price up to $4,000.**
an alternative to credit*
You can get the things you want for your home without using credit.
easy payment options
Make flexible lease renewal payments that are conveniently scheduled with your payday.
complete the lease
After all scheduled lease renewal payments have been made as detailed in your agreement, the merchandise is yours to keep.
early purchase savings
You can choose to purchase your item at any point during the lease at a discount. The sooner you do so, the more you save.
90-day purchase option
(3 months in CA)
Own the items in 12 months with a flexible payment schedule or early purchase at a discount anytime. Customers who use the First Early Purchase Option in the first 90 days of the agreement (3 months in CA) save big on leasing costs.
get approved for up to $4000** in leasable merchandise
Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:
An active checking account with at least $1,000 of income per month.
3 months of income history with your current source of income.
Government-issued photo ID and SSN or Taxpayer Identification Number.
* Acima offers lease-to-own transactions. "The No Credit Option", "An Alternative to Credit" or "Shop Without Using Credit" means this is not a loan, credit, or financing. It does not mean that no inquiry will be made of credit history. Acima obtains information from consumer reporting agencies in connection with a lease application. We consider multiple data points during application review and regularly approve customers with less than perfect credit history. Acima Cash Price may include a mark up over invoice price. Acquiring ownership by leasing costs more than the retailer's cash price. Not available in MN, NJ, WI, or WY. Not all applicants are approved. See lease for details.
**"Get Approved up to $4000", refers to maximum amount Acima Leasing will spend to acquire goods from a retailer to provide to you, subject to a lease purchase transaction.